Your Mortgage Made Easy.

Have nothing but the highest praise for homeland financial network. David Brackett and his father David Brackett SR were nothing but outstanding for a first time home buyer. Not only were they the most competitive in beating every other lending offer I brought to them, but they fit my narrow closing window of just two weeks. I threw them a wrench with a solar leasing offer and Michael Joseph, another amazing member of my team was communicating constantly to make sure everything closed smoothly. They truly made purchasing a house relatively stress free and easy. Would highly recommend them to anyone looking for a lender that’s personal, attentive, and constantly working hard for you even past the normal “5pm business day”.

I had the pleasure of working with Team Brackett from start to finish of my home buying process. For me, time and speed matters. They made it easier and quicker without delays from their end. With combined effort, effective communication and responsive teamwork, we closed the loan in less than 30 days. Better rates than the banks, Great customer service!!! Thank you so much guys! Job well done!!! Happy homebuyer here!!! Highly recommended!!!

Can't say enough good things about Homeland Financial Network. We were having difficulties purchasing a house, put in 4 offers, all denied it seems due to the lender (credit union) we were using. Most of our offers were the highest bid. Once we were put in touch with David and his team, there was no looking back. Our very next offer got accepted, they were able to match the rate and we closed in just under 3 weeks! Couldn't have done it with out them. Highly recommend!

I was introduced to this company by a family member. I was a little skeptical but the way they handle my refinance was worry free. Very friendly and caring people. Checked on my husband and I in our time of need. Even after the refi was completed.

Selene Finance as the worst and complicated lender. They only wanted my house foreclosed. They were not cooperating and they lied saying that they are helping to get my loan modified but they were just holding it unpaid without letting me pay even just a portion. Selene only wants to receive the full unpaid amount with interest. They will not accept any partial payment. Until, the unpaid amount becomes so high that you cannot catch-up with the payment, and will leave you nothing but to give the house away to them. Robert Nunez and Dave Bracket never failed to seize all opportunity in getting my loan refinanced. They work their brain out coming up with all the plans that would work for me. They really worked hard on my loan. I am glad that those two are hardcore worker because my case was really ugly and having SELENE FINANCE as my lender, my case became the worst you can imagine. Thank you Dave and especial than you to Robert Nunez. Can’t thank you hard enough for the help you gave me. Thank you, thank you, thank you!!!!

Dave Sr, Dave Jr, Robert, and the rest of the team were nothing but professional and responsive, and patient with me in working through a very complex loan process. I can't recommend them highly enough. Simply put, the just get it done.

Knowledgeable, responsive, always acted with a sense of urgency. Strong underwriting team. Got it done with personality.

It has been a pleasure working with you as well! And when I mean working with you, I mean it’s been a pleasure having y’all on our team doing the work to get us our first house, because we didn’t do as much as y’all did for us. There were crunched timelines and a lot of moving pieces and you all came up ready to support it all and truthfully Jordyn and I. I look forward to the continued relationship we will have, which leads me to my next question! How do we go about paying our mortgage? Is it VIA automatic withdrawals from our account? Thank you again, I hope y’all have a blessed weekend! Respectfully, Wyatt and Jordyn

I recently had the pleasure of working with Homeland Financial Network, Inc. for my mortgage loan, and I must say that their service was outstanding. From start to finish, they displayed a level of efficiency and professionalism that surpassed my expectations. The process of obtaining a mortgage loan can often be daunting and time-consuming, but Homeland Financial Network, Inc. made it incredibly smooth and hassle-free. Their team was highly knowledgeable and guided me through each step, ensuring that I understood the intricacies of the loan and making informed decisions. One of the standout aspects of my experience was the speed at which they processed my loan application. Homeland Financial Network, Inc. truly lives up to their promise of providing quick loan solutions. I was pleasantly surprised by the swift turnaround time, which allowed me to secure my loan without unnecessary delays or anxiety. Additionally, their professionalism was evident in every interaction. The staff members were courteous, responsive, and always willing to address any questions or concerns I had. Their expertise in the mortgage industry was evident, as they provided valuable insights and options tailored to my specific needs. Overall, my experience with Homeland Financial Network, Inc. was exceptional. Their dedication to delivering efficient and professional mortgage loan services is commendable. I highly recommend them to anyone seeking a reliable and trustworthy partner for their mortgage financing needs.

David Brackett & Team Brackett have been absolutely AMAZING! As First Time Home Buyers, it's sometimes hard to wrap your head around all the tasks, documents, deadlines, etc. on getting into your home. With David Brackett & Team Brackett we had a smooth, and FAST, process from start to finish. I couldn't imagine another team assisting us in getting into our home, and we are so grateful for their team. If you are looking for a lending team who are quick, efficient, helpful, honest, genuine, hospitable, and overall, a great team - then you need to call Team Brackett at Homeland Financial Network! Also, to mention, our Realtor and The Brackett Team worked so well together. We were lucky in finding amazing people to support us on buying our first home. :)

Couldn't be happier. Closed on my first home in just 22 days. The entire team worked hard to accommodate my difficult schedule and made a seemingly daunting task seamless. The bar is set very high for any homebuying in my future. I look forward to referring this team to anyone, especially someone searching for their first home, like myself.

HLF Network thank you for all guidance provided as a first time home buyer. This agency is great and 100% recommended. They don’t just treat you like a customer, they make the experience much better and make you feel like family! Thank You HLF Network for making one of my dreams in life come true in becoming a home owner! Any time I needed assistance, clarification or questions, HLF Network was there to assist! Thank you for everything!

Great experience, got my loan and got the house.

HLF has great attention to detail, organized, knowledgeable about the VA home loan, work to understand family needs. HLF did an amazing job financing the HOME of our dreams!

This team is Amazing! A special thanks to Dave. He was very kind and amazing person. He helped me a lot. Thank you so much. I highly recommend this team.

Excellent work! Available through tout the entire process to answer questions. Followed up to ensure we understood how to maximize our finances and helped us achieve our goal of home buying.

This is the third time Homeland has refinanced for me. This refinance was very easy and FAST. My representative from Homeland was Robert and he was awesome and kept me up to date on each Stage. Great job!

This has hands down been the best re-fi we have ever experienced! From start to finish…great communication, record breaking closing and just overall amazing service.

Highly recommend Homeland. I cannot thank David enough for all of his help and understanding. He went above and beyond to help me close my loan in a very short amount of time. Would definitely use HLF again and will be sending anyone who asks directly to this lender. Amazing customer service and value!

Dave Sr. was incredible through the whole process of buying our home. He answered any questions that I had and I had lots. Escrow came with its difficulties and he lead us through that amazingly. He kept open communication throughout the whole process and was straightforward which I appreciated. His son Dave Jr. and associate Robert were also great at communicating with me to get all the information they needed for the loan. All in all I had a great experience and appreciate them all for their hard work and dedication!

Absolutely amazing team! Special thanks to Patricia! She was absolutely amazing and was patient. She got everything done in a more than timely manner. Will use again if ever needed in the future. Thank you so much!

We are so lucky to have HLF network team, they thoroughly helped us in guiding at the best and closing on time. I will always remember you for your service, you truly treated us with trust and care. Big Thank You!!

This refinance was fast and easy. My loan officer Robert Nunez kept me up to date on each Stage. This company is awesome, and I will recommend them to my family and friends!

Homeland and Rafeal did an amazing job with my Purchase. Thank you

They were very helpful with me during my reverse mortgage and the made the process easy. Went above and beyond. finished in a timely manner. I would happily do business with them again.

Robert came through on the Refinance and he looked into my concerns and questions!!! Robert Nunez is a great asset to your Company! John Herrera

Fast mortgage co. Got apps fast. Robert Nunez was patient and had the loan approved fast.

Great service and really fast. Robert and the Team was awesome!

Have to say clearly surprise how timely , professional the team was. The process worked as advertised. We closed in 45days from start. Thanks Robert and Nathan

I worked with Robert Nunez and the processing was very quick. I highly recommend.

This is the second time HFN has helped me refinance a home. Thank so much for all of your help. You and your team made it so easy to refinance and I'm so happy with my lower interest rate! I will definitely be recommending you!

We have in the past had excellent service with Homeland before and because their service was excellent We went back for a second time, Due to Robert Nunez . His response was excellent, very professional. We fully recommend Homeland.

I enjoyed working with Robert Nunez, he gave me a great rate and the loan quickly closed. Thank you Robert, I look forward to working with you in future.

I worked with Robert Nunez and he did a great job. He always followed up when I called and was very organized. I definitely recommend him.

This refinance was the easiest transition. My representative from Homeland River Nunez was awesome and kept me up to date on each Stage. He was awesome thank you so much!

The whole team at Homeland Financial is excellent. I used their services for my first home purchase in 2019 and again in 2021 for refinancing. Dave Brackett Sr. and Dave Brackett Jr. are awesome at what they do and will do everything they can to get a great deal for you. I highly recommend Homeland Financial Network.

It has been a surprisingly pleasure to work with Homeland Financial Network from the very first contact. All the information was upfront with clear explanation. My confidence with Homeland is without question. Thank you Homeland Financial for your wonderful customer service.

Everyone was amazing!!! So responsive and amazing people to work with! Everything was explained to us and we had no surprises.

Robert Nunez was very attentive and responsive…refinance was done quickly with a minimum of paperwork required from me. Thank you for taking great care of us!!

I was a bit skeptical at first working with this company to help me help my father refinance his home mortgage. You do have to be careful nowadays with who you speak with and the information that you provide. But, after much consistent and honest reassurance of the process and crunching numbers that were reasonable for a retired veteran, we couldn't feel more comfortable with the outcome of the new mortgage payments. Mr. Brackett has been wonderful and down-to-earth! Very much appreciated and in such a tedious process, first time .....smooth and effortless!

Robert and his team are great and fast! They were on it making sure I got the best rates and closed the deal for me in record time. Great job!!

Mark and the team got me to a rate where I was comfortable refinancing and made the process easy. Thanks!

After dealing with several lenders that didn't know how to handle VA loan I called Homeland Financial For refinance I was underwater in debt. I spoke with the David Brackett and they worked to get me an excellent rate(3.75%). They contacted me several months later when the rates dropped to do a VA stream line took two weeks No appraisal. No income verification everything they promised. My new rate is excellent (2.99%) if your looking to If you're looking to refinance. VA streamline or first time buyer And you're a veteran. I would definitely. Talk to them first.

This is the very best company to do business with when its come to your home. Refinancing these people will do their very best.

My experience with Homeland was excellent. My agent was quick to respond when I had questions. He was polite and friendly. He also gave me a sense of peace about my refinance. I would gladly recommend using this company.

I would like to thank Al Perry for the outstanding job he has done for me on two different loans, He has went above and beyond expectations to make sure That I got what I asked for and what I needed. He also made sure that everything was in tack and if I had any question or concerns I was able to call him at anytime of the day or night which I did several times and he was very professional and respectful, He kept me updated at all times during the whole process to assure me that everything was on track.... Thank you Al Perry I will most definitely be in contact again!

Al Perry at Homeland Financial Network is great! I have allowed him to process several loans on my property, and he has always been open, honest, friendly, and professional. I have found that in each case; he presented the best loan terms that were needed to meet my needs. I will always contact Al Perry for any property loans needs I have in the future. I strongly recommend Al Perry and the Homeland Financial Network

Customer satisfaction was second to none. David Brackett has done 3 consecutive Refinances for me in 3 consecutive years in a detailed and timely manner each and every time!!! I would highly recommend HLF and David for all aspects of Buying or Refinancing their Home. P.S. Kudos to Debbie from HLF who is now Retired got this Great Ride started 3 Years ago!!! Thanks to the whole HLF Team!!!

I am self employed with multiple businesses. My application was processed quickly in spite of normal complications of self employment and a jumbo loan. Al Perry was especially helpful throughout the process.

My Wife and I appreciate the prompt service we received from Mr Perry. Whenever we had a question to ask Mr Perry a phone call to him was answered and voice mails were called back as soon as he revived the voice mail. We want to thank Mr Perry for his help and knowledge and quick handing until the final closing.

Thanks for all your help Robert and David and explaining.

Best people in the world to deal with a refinance you need look no further than them. I am a veteran of six Wars on three continents I'm hundred percent disabled veteran and they helped me explicitly when no one else would!

Keith Thomas was beyond helpful, from breaking everything down to make sure I understand everything, to keeping me updated on where my paperwork was at as far as what step in the process I was at. Made it an easy and painless process. So thankful for this.

What can I say about Mr. Allen Perry, he is a man of his word. I reached out to Mr. Perry one day in the middle October 2019, I let him know what I wanted and I didn't want to waste his time or mine. He told me he could get my interest rate lowered as well as my monthly mortgage payment. Everything he said he could do he did. He didn't try and talk me into something else. He got me exactly what I ask for. Closing was extremely fast ,I closed the middle of November, without a problem. There's nothing like getting customer service at this level, a very honest man that kept his word, this refinancing will make my household expenses so much easier. SO THANK YOU MR. ALLEN PERRY. People if you are looking for honesty when buying a home or refinancing a home. Mr. Allen Perry is you man.

The service I got from Homeland Financial was great! They worked fast, and did everything they said they would. Keith Thomas was very thorough and very professional. They were even able to find, fix and make me aware of issues that my last refinance company made. I would of been paying much more than I thought with out the help of HLF. Although Mr. Thomas did keep me in the loop throughout the whole process as best as he could, the communication systems internally could be improved somewhat. I would highly recommend them for your home buying/refinancing needs.

My overall experience working with Robert and his team was a pleasant one. No pressure tactics everything promised was explained and put in writing. Robert kept me updated throughout the Refinance process and was always available to answer my questions. I would recommend and use there services again. R.Thomas R.

Exceptional service from Kirk West. Kirk was very professional and courteous. He was always answering my text messages and phone calls and emails and kept us up to date with everything. The process was easy and quick. I would definitely recommend Homeland financial to anyone to refinance or buy a home. Kirk saved us $522.00 on our new mortgage ! Amazing! So grateful for kirk and his team. A job well done.

Totally a five star for being a very satisfied person with your service and help.

My name is Alan T. Cruz and it has been my pleasure dealing with your financial institution while undergoing the refinancing of my home for my VA loan. I would immediately like to say that I feel a great deal of praise should go to your associate Mr. Keith Thomas. I called the phone number on a letter I received from your company about my VA loan being able to save me some money for a reduced rate. When I called the number on the letter I was immediately connected with Mr. Thomas. I must say from the onset Mr. Thomas conducted himself on a very professional level and represented your company very well. I will admit I was skeptical at first if I should even go through this process, but Keith made everything very, very easy and I felt comfortable dealing with him. As a fellow Veteran I feel Mr. Thomas uses his ideals and morals that he has learned while enlisted in the United States Marine Corps and he has put that to excellent use. I did not serve in the Marine Corps, but am a Cold War Veteran of the United States Air Force. I value Keith’s service and commitment to me as a customer. He has been very helpful and at the very least he is an asset to your company and it is imperative that you promote and retain Mr. Keith Thomas

Dave Brackett & his Homeland Financial Network team are simply incredible. A large international bank of which I'm a private banking client took 3 + weeks to deliver the news I was NOT approved. Dave & his group had me approved in 1 week, start to finish. For your mortgage needs I highly recommend Homeland Financial Network. Thanks again.

I had a great experience. Robert and David where quick to answer questions and to get me information needed to complete the refinance process. I live in a rural community but, it didn't stop them from being able to have the house appraised and the notary here quickly.

Mark Vivian was extremely helpful all the way through loan process. He kept me “in the loop” understanding each step. Mark has great people skills and knowledge of loans. John Onorato, Appraiser, prompt and pleasant as he appraised home.

Professional and easy to work with. Very customer service oriented.

I was just so happy with how easy it was to work with Robert and David. They were super friendly and just made the whole process really easy. Thanks guys! You saved me a fortune, and I've never had a loan fell so simple and stress free.